SIP Calculator - Systematic Investment Plan

Estimate the future value of your regular mutual fund investments. Calculate total invested amount, wealth gain, and view annual wealth projection with a pie chart.

₹500₹1,00,000
₹5,000
1%30%
12%
1 Year40 Years
15 Years
Total Invested
Wealth Gain
Maturity Value
XIRR Returns
Invested Amount
Wealth Gain

Annual Wealth Projection

YearTotal InvestedWealth GainMaturity Value

About TooliFyra SIP Calculator Online Free

TooliFyra's SIP Calculator Online Free is a powerful tool for estimating the future value of your Systematic Investment Plan. SIP is one of the most popular ways to invest in mutual funds, allowing you to invest a fixed amount regularly and benefit from the power of compounding.

This sip calculator online free projects your investment growth over time, showing the total invested amount, wealth gain, and annual breakdown with a pie chart visualization.

Key Features

Pie Chart VisualizationSee invested amount vs wealth gain at a glance.
Annual Projection TableYear-by-year breakdown of investment growth.
XIRR DisplayExtended Internal Rate of Return for SIP investments.

How to Use SIP Calculator

  1. Set your Monthly Investment amount using the slider.
  2. Adjust the Expected Return Rate based on your investment type.
  3. Choose the Time Period for your SIP investments.
  4. View the four key metrics, pie chart, and annual wealth projection table.

Benefits

Investors can plan long-term wealth creation, and financial advisors can demonstrate SIP power to clients. The sip calculator online free is 100% client-side — no data is ever sent to a server.

Use Cases

Investors — plan long-term wealth creation through mutual fund SIPs. Financial Advisors — demonstrate compounding power to clients. Students — learn about systematic investing and compound returns.

Why TooliFyra?

TooliFyra's SIP Calculator Online Free combines a visual pie chart with detailed annual projections and XIRR calculation — completely free and private with no sign-up required.

Frequently Asked Questions

Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds, benefiting from compounding and rupee cost averaging.

XIRR (Extended Internal Rate of Return) is the annualized return for irregular cash flows like SIP installments.

Historically, equity mutual funds have delivered 10-15% annual returns over long periods. Debt funds typically return 6-9%.

Yes, completely free with no usage limits. All calculations happen in your browser.