FD Calculator - Fixed Deposit Calculator

Calculate your fixed deposit maturity amount and interest earned. Compare FD returns vs savings account, and visualize investment growth over time.

₹5,00,000
7%
3 Years
Maturity Amount
Total Interest
Deposit Amount
Effective Yield

FD vs Savings Account

FD Maturity Amount
Savings Account Balance
Extra Earnings with FD

Investment Growth Over Time

About TooliFyra FD Calculator Online Free

Our FD calculator online free calculates the maturity amount and interest earned on your Fixed Deposit investments. Fixed Deposits are one of the most popular investment options offering guaranteed returns with minimal risk. This FD calculator online free helps you make informed decisions by showing exact returns and comparing them with savings account interest.

The FD calculator online free supports multiple compounding frequencies and provides a year-by-year growth chart to visualize your investment's progress.

Key Features

4 Compounding FrequenciesMonthly, Quarterly, Half-Yearly, or Annual compounding.
FD vs Savings ComparisonSee how much more you earn with FD over a savings account.
Growth ChartYear-by-year bar chart showing investment progression.

How to Use the FD Calculator Online Free

  1. Set your Deposit Amount using the slider.
  2. Adjust the Interest Rate offered by your bank/NBFC.
  3. Choose the Time Period for your FD.
  4. Select the Compounding Frequency (default: Quarterly).

Benefits of Using This FD Calculator Online Free

Investors can compare different FD tenures and rates. Retirees can plan fixed income from FDs. Financial planners can optimize fixed income allocation in portfolios.

Use Cases

Investment Planning: Compare FD rates and tenures for maximum returns.
Retirement Income: Plan fixed income from FD maturity amounts.
Savings vs FD: Decide if FD or savings account is better for your money.

Why TooliFyra?

TooliFyra's FD calculator online free is 100% private — all calculations happen in your browser. It's completely free with no sign-up or data collection.

Frequently Asked Questions

Maturity Amount = P × (1 + r/n)^(n×t) where P = principal, r = annual rate, n = compounding frequency, t = time in years.

More frequent compounding (monthly) yields slightly higher returns. However, most banks offer quarterly compounding for FDs.

Yes, completely free with no usage limits.