SIP Calculator - Systematic Investment Plan

Estimate the future value of your regular mutual fund investments. Calculate total invested amount, wealth gain, and view annual wealth projection with a pie chart.

₹500₹1,00,000
₹5,000
1%30%
12%
1 Year40 Years
15 Years
Total Invested
Wealth Gain
Maturity Value
XIRR Returns
Invested Amount
Wealth Gain

📈 Annual Wealth Projection

YearTotal InvestedWealth GainMaturity Value

About SIP Calculator

Welcome to TooliFyra's SIP Calculator - a powerful tool for estimating the future value of your Systematic Investment Plan. SIP is one of the most popular ways to invest in mutual funds, allowing you to invest a fixed amount regularly (usually monthly) and benefit from the power of compounding and rupee cost averaging.

Our calculator projects your investment growth over time, showing the total invested amount, wealth gain, and annual breakdown. The pie chart visualizes the proportion of invested capital vs returns earned.

Key Features

Real-Time SlidersAdjust monthly investment, return rate, and tenure with instant results.
Pie Chart VisualizationSee invested amount vs wealth gain at a glance.
Annual Projection TableYear-by-year breakdown of investment growth.
XIRR DisplayExtended Internal Rate of Return for SIP investments.
Copy ProjectionCopy annual table to clipboard for offline analysis.
4 Key MetricsTotal Invested, Wealth Gain, Maturity Value, XIRR.

How to Use SIP Calculator

  1. Set your Monthly Investment amount using the slider.
  2. Adjust the Expected Return Rate based on your investment type.
  3. Choose the Time Period for your SIP investments.
  4. View the four key metrics and pie chart instantly.
  5. Scroll through the annual wealth projection table.
  6. Click "Copy Projection" to export the table.

Benefits of Using SIP Calculator

Investors can plan long-term wealth creation. Financial advisors can demonstrate SIP power to clients. Students can learn about compounding. Retirement planners can estimate corpus from regular investing.

Use Cases and Applications

Retirement planning, goal-based investing, education fund creation, wealth building, comparing investment scenarios, and financial education.

Why TooliFyra?

Our SIP Calculator combines a visual pie chart with a detailed annual projection table and XIRR calculation, giving you a complete picture of your investment growth.

Frequently Asked Questions

Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds, allowing you to benefit from compounding and rupee cost averaging.

Each monthly installment earns compounded returns for its respective time period. The total is the sum of all installments with their accrued returns.

XIRR (Extended Internal Rate of Return) is the annualized return for irregular cash flows like SIP installments.

Historically, equity mutual funds have delivered 10-15% annual returns over long periods. Debt funds typically return 6-9%.

Yes, completely free with no usage limits.